Money Isn’t the Only Form of Wealth

Written by Shannen van der Kruk | Newsletter

April 6, 2025 | #34 | read on The Happier Studio | Free Version

Welcome to The Happier Newsletter, a weekly newsletter where I provide actionable ideas to help you build a happier, healthier, and more meaningful life.


What’s On Today

  • The 5 Types of Wealth That Actually Matter
  • The Wealth You Can’t Measure

The 5 Types of Wealth That Actually Matter

Photo by Morgan Housel on Unsplash

If money was the only form of wealth, billionaires would be the happiest people on earth.

But they’re not.

Yet, most people chase financial wealth their entire lives.

They work harder. Earn more. Accumulate more.

But here’s the truth: Money is just one form of wealth.

Sahil Bloom breaks it down into 5 types of wealth, and the happiest people focus on building all of them.

1. Financial Wealth (Money & Assets)

Yes, money matters. But not for the reasons you think.

Money isn’t just about luxury, it’s about freedom, security, and options.

✔ Can you take time off without worrying?

✔ Do you have the financial cushion to take risks?

✔ Are you in control of your time?

Most people chase money because they believe it will make them feel safe or happy. But financial wealth is only valuable when it allows you to live life on your terms.

The goal isn’t just money, it’s the ability to design a life you don’t want to escape from.

2. Social Wealth (Relationships & Community)

Your network, friendships, and deep connections are real wealth.

✔ Do you have people you can truly rely on?

✔ Are you surrounded by those who lift you up?

✔ Would you still be “rich” if money disappeared?

At the end of life, no one wishes they worked more.

They wish they spent more time with people who mattered.

No amount of money can replace a meaningful conversation, a shared laugh, or the feeling of being truly understood.

If you’re neglecting your relationships while chasing success, it’s time to re-evaluate. Because you can always make more money, but you can’t buy back lost time with the people you love.

3. Physical Wealth (Health & Vitality)

What’s the point of financial success if you’re too exhausted, sick, or stressed to enjoy it?

✔ Do you have the energy to do what you love?

✔ Are you taking care of your body and mind?

✔ Will your habits today make you thrive in 10, 20, or 30 years?

We trade sleep for hustle. We sacrifice movement for convenience. We burn out chasing goals, only to spend that hard-earned money trying to fix the health we neglected along the way.

Your body is your foundation. Without it, everything else crumbles.

The greatest investment you’ll ever make is in your own well-being.

4. Time Wealth (Freedom & Control Over Your Life)

Wealth isn’t just having money.

It’s having time.

✔ Can you spend your days how you want?

✔ Are you in control of your schedule?

✔ Do you prioritise time for rest, adventure, and passion projects?

Too many people trade time for money, only to realise too late that time is the one thing they can never buy back.

Imagine you had one year left to live.

Would you still be spending your days the way you are now?

If the answer is no, it’s time to rethink what you’re working toward.

5. Mental Wealth (Wisdom & Peace of Mind)

True wealth isn’t just about what you have, it’s about how you feel about what you have.

✔ Do you feel at peace with your choices?

✔ Are you learning, growing, and evolving?

✔ Can you handle setbacks with resilience?

If your mind is constantly restless, anxious, or dissatisfied, no amount of money, success, or status will ever feel like enough.

Wealth isn’t just numbers in a bank account, it’s having a sense of inner calm, clarity, and self-awareness.

The richest person in the world is the one who wakes up excited, sleeps peacefully, and moves through life without the weight of regret.

The Big Takeaway?

Most people chase financial wealth, but real success is about balancing all 5 types.

Money alone won’t make you wealthy.

True wealth is having:

✔ Money to live freely

✔ Strong relationships

✔ A healthy body

✔ Control over your time

✔ A peaceful, wise mind

Which type of wealth are you focusing on right now?


The Wealth You Can’t Measure

Most people spend their lives chasing financial wealth. They work harder, earn more, and climb the next rung on the ladder, believing that once they have enough money, they’ll finally feel secure, successful, and happy.

But here’s the paradox: some of the richest people in the world feel empty, while some of the "poorest" live with deep joy.

Why? Because true wealth isn’t measured in dollars. It’s measured in freedom, relationships, health, time, and peace of mind.

Think about it:

✔ What’s the point of earning six figures if you’re too exhausted to enjoy your life?

✔ What’s the point of owning a dream home if you have no one to share it with?

✔ What’s the point of working 80-hour weeks if you never have time to pursue what truly excites you?

The world constantly pushes us to measure success by financial status—but the happiest people know that wealth is multidimensional.

Imagine waking up tomorrow with a full bank account but no time, no energy, no relationships, and no peace of mind. Would you truly feel wealthy?

Now, imagine a different scenario, where you have enough money to live comfortably, meaningful relationships, a body that moves with ease, time to pursue what excites you, and a calm, unshakable sense of inner peace.

That’s real wealth.

And the best part? You don’t need to be a millionaire to build it.

You just need to ask yourself: What kind of wealth am I prioritising today?

Because at the end of life, you won’t remember the number in your bank account. You’ll remember the way you spent your time, the people who surrounded you, and whether you truly felt alive.

What kind of wealth are you building?